It’s an easy and convenient way to manage your shopping, entertainment, gift-giving and everyday needs. Forgot User ID? This feature lets you split the cost of most Amazon purchases over $100 into equal monthly payments when you use an eligible Citi card as your payment method at checkout. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Your first instalment will be shown in your next credit card statement. Never mix deals with regular spending. Your credit limit is subject to be reduced based on the Citi PayLite amount that has been approved. I was wondering how you guys felt about these services. evgenyatamanenko / GettyImages. Got an email from Citi: *Update: Effective 09/14/2019. Also important to note, you will find the effective date when the new feature to your account will take place. Continue × Close. Press question mark to learn the rest of the keyboard shortcuts. I paid it off in 7-8 months so all was good. We’ll help you find a grocery store, restaurant or pharmacy that provides delivery service or curbside pickup. Citi is not responsible for the products, services or facilities provided and/or owned by other companies. Here’s how to do it, according to testimonies on Reddit: "You have to pick up shifts every day, and that means 4 hours of delivery scheduled from Monday to Sunday. I don't carry a balance myself but I can see how they can be useful for big purchases. Yeah that makes sense. Annual fee: None Introductory purchase APR: 0% APR for 15 months Regular APR: 14.99% to 23.74% Balance transfer APR: 14.99% to 23.74% Balance transfer fee: 5% or … Volatility Control The Index adjusts the overall exposure to either the Core Portfolio or the Reserve Portfolio in an attempt to limit the realized volatility of the Index to 6% per annum. Citi Flex Pay. Available credit limit is based on current spend and may vary if you have spent or made payment toward outstanding balances. "Thank you for your interest in obtaining a credit-limit increase on your Citi account. Hi, XYZ, We're writing to introduce Citi Flex Plan - a new feature on your Citi® account. Although we are unable to give you the total amount requested, we are pleased to inform you that your credit limit has been increased to $40700. Looking for a flexpay laptop. by Ana Staples. I just got seven pages of changes to the terms of my Citi Costco card that go into effect September 23. I am really worried, as well, regarding what the closure of my Citi Flex line of credit will do to my 745 credit score. Reddit user pkk101 recently called in to see if there was any retention offer on their card as the annual fee had just posted and surprisingly Citi offered a statement credit of $200 if they spent $4,000 in each of the next three months. Notificación importante Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Looks like you're using new Reddit on an old browser. October 1, 2020. Sometimes expenses come up(that are 100% necessary) and people don't necessarily have the income to pay that off in one month. How does the Flex Play impact interest? The FlexPay balance has interest on it. With Citi Concierge, you have access to a staff of experts working around the clock to help you get things done and save time. Close • Posted by 1 hour ago. No Setup Fee | Choose Your Timeline. An interesting Citi Flex feature is that you can move eligible purchases after you have made them, shifting them from your regular CitiCard account to Citi Flex. A subreddit for discussing any aspect of credit cards. Eligible cardholders can choose between different equal monthly payment plans and promotional APRs based on the size of their purchase. That’s $100 per day and if you can do the block for less than 4 hours, then, way to go!" Citi is offering some cardholders ‘Citi Flex Plan’. Yea I had the money to pay it off within a month but I hate spending money on things like that...lol. From a quick Google, looks like you still pay interest but possibly less than the CC rate. This gives cardholders the ability to make fixed monthly payments to pay off purchases or a loan against your card’s credit line. Pros & Cons of the Citi Flex Plan . My question is in regards to a letter we received from Citi about a flex line of credit. I wait till I get one of the 2% transaction fee with at least 12 months to pay it off. The bank has alerted cardholders of various Citi-issued cards that it will be discontinuing multiple consumer and travel benefits associated with those cards as of … The claim is that these changes are associated with a new "feature" called Citi Flex Plan which looks like a way for them to entice you into interest-bearing debt. With Citi Flex Loan, you can use your credit line to access funds and pay for those funds under a Citi Flex Plan." FlexPay Manager lets you review your upcoming payments, change your payment method and even pay off your purchase early (with no penalty). Reddit. Also says to keep an eye out for offers based on your eligibility. Buy only as much as you can afford and pay off statement in full. Sorry if this is the wrong sub for this, but I am confused about how Citi Flex Pay works. APR for Citi Flex Plan - 16.99%. Our interest in this is because we have a Land Rover we purchased used last year when both credit scores were horrible but we needed something due to hubby starting a new job 30 miles away. User ID . DONT DO IT! Credit. If you are doing a deal on some card, do not do any regular spending on the same card if at all possible. No thank you; I pay my bills off in full. Flex Pay you can pay for eligible transactions under a Citi Flex plan. Reddit is a network of communities based on people's interests. Forgot Password? I just paid the full balance since I was worried that leaving the left over balance from the new adjusted balance would cause me to accrue interest. Anybody heard anything about this? Citi Pay launched in Singapore, Australia and Mexico in 2016. Advertiser Disclosure Filed Under: Breaking News; Products; Summary. Posted by. Citi Flex Pay. share. User ID. I have never had a late payment and I have always paid way more than the minimum. Archived. I'm not sure how it would affect your credit utilization. Credit. As I understand it, Flex Pay lets you take a purchase you … Press J to jump to the feed. I have used these offers 2-3 times in the last 10 years. This is called the Citi Flex Pay plan.Purchases made during your current or prior billing cycle that are greater than $100 can be included in your Citi Flex plan. Customer Service Citi ® Online Support 1-800-347-4934 Outside of the United States, Call Citi collect at: 605-335-2222 (TTY: 1-800-325-2865 for hearing and speech impaired services only) Looking for a flexpay laptop. So the interest and principle is amortized for a determined amount of time and the payments set. I wonder whether this is one of Citi's new "benefits". I always do pay my statement off each month, but was just curious how the flex pay stuff worked. Email. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. 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